2026 BMW 4 Series
The 2026 BMW 4 Series is a Convertible priced from $53,300 to $98,400 with 12 available trims. This page brings together safety ratings from NHTSA and IIHS, fuel economy data from the EPA, reliability scores from RepairPal, ownership cost estimates from AAA, and manufacturer specifications. Every number below is sourced from its original publisher and can be independently verified.
The 2026 BMW 4 Series earns a A for fuel cost among premium Convertibles. NHTSA has 1 recall campaign on file for this vehicle.
What the published data indicates
Published crash-test coverage is incomplete for the 2026 BMW 4 Series. Within the currently available data, the clearest positive signals are lower estimated fuel cost and lower estimated five-year cost, with lower estimated ownership costs for its vehicle class, but reliability is a weak spot.
- fuel cost
- estimated 5-year cost
- ownership cost
Strongest published signals
- Fuel: Top 20% cheapest to fuel among hybrid Convertibles. Best-case annual fuel cost is $1,524.
- Best estimated five-year cost in the lineup is about $15,203 below the similar-vehicle average.
- AAA estimates $9,479/yr in non-fuel ownership costs for the Hybrid class, including insurance ($1,571), maintenance ($1,551), and depreciation ($3,535).
Limits and cautions
- Crash-test coverage is incomplete: NHTSA and IIHS data is not available for this model yet.
- Reliability is weak by current standards: RepairPal 2.5/5.
- The trim range spans about $45,100 from entry trim to top trim, so value depends heavily on what you actually spec.
Comparable models
- Starting MSRP
- $53,300 - $98,400
- EPA Combined MPG
- 18-31 MPG
- Est. Annual Fuel Cost
- $1,524 - $2,625/yr
- Recalls on File
- 1 recall on file
- Brand Origin
- Germany
While NHTSA uses a star rating system, IIHS rates individual crash types. The two together offer a fuller view of how this vehicle performs in different crash scenarios.
Test scores tell part of the safety story. The recall record adds another dimension: real-world defects identified after production.
Does the 2026 BMW 4 Series Have Any Recalls?
NHTSA has 1 recall campaign on file for the 2026 BMW 4 Series, affecting ELECTRICAL SYSTEM:12V/24V/48V BATTERY:CABLES, ELECTRICAL SYSTEM:WIRING:POWER DISTRIBUTION MODULE/IPDM. This is typical for Convertibles, which average 0.7 recall campaign. Recall repairs are provided free at authorized dealers. Source: NHTSA.
1 recall campaign on file with NHTSA.
Components: ELECTRICAL SYSTEM:12V/24V/48V BATTERY:CABLES, ELECTRICAL SYSTEM:WIRING:POWER DISTRIBUTION MODULE/IPDM
Most recent: September 2025
Units affected: 8
Owner-Reported Problems
NHTSA complaint data is not available for the 2026 BMW 4 Series. This does not mean there are no complaints. The model may not yet be tracked in the NHTSA database.
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.
From safety to cost. How much fuel this vehicle uses directly affects what you pay month to month.
What Is the 2026 BMW 4 Series Fuel Economy?
EPA rates the most efficient 2026 BMW 4 Series trim at 31 combined MPG. At that rating, estimated annual fuel cost is $1,524, which is $706 below the $2,230 average for premium Convertibles. Source: EPA.
Ranges from 18 to 31 combined MPG/MPGe depending on trim and drivetrain.
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| 430i Coupe AT | 31 MPG | /yr | ||
| 430i xDrive Coupe AT | 30 MPG | /yr | ||
| 430i Convertible AT | 30 MPG | /yr | ||
| 430i xDrive Convertible AT | 28 MPG | /yr | ||
| M440i Coupe AT | 30 MPG | /yr | ||
| M440i xDrive Coupe AT | 29 MPG | /yr | ||
| M440i Convertible AT | 29 MPG | /yr | ||
| M440i xDrive Convertible AT | 28 MPG | /yr | ||
| M4 RWD GAS | 19 MPG | /yr | ||
| M4 Competition RWD GAS | 19 MPG | /yr | ||
| M4 Competition xDrive Coupe AT | 18 MPG | /yr | ||
| M4 Competition xDrive Conve... | 18 MPG | /yr |
Beyond fuel, the full ownership picture includes insurance, routine maintenance, depreciation, and financing. AAA publishes annual estimates for each vehicle class.
What Does the 2026 BMW 4 Series Cost to Own?
Estimated 5-year total ownership cost for the 2026 BMW 4 Series ranges from $94,205 to $145,625 depending on trim, based on AAA's Your Driving Costs study for the Hybrid class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,551/yr |
|---|---|
| Insurance | $1,571/yr |
| Depreciation | $3,535/yr |
| Registration & Taxes | $721/yr |
| Financing | $1,001/yr |
| Total (excluding fuel) | $9,479/yr |
| Cost per mile | $0.64/mi |
Which trim offers the best balance of cost and equipment? The breakdown below compares all 12 options side by side.
How Do the 2026 BMW 4 Series Trims Compare?
12 trims are available for the 2026 BMW 4 Series, spanning $53,300 to $98,400. Trims are available with Hybrid and Gasoline powertrains, which affects fuel economy and pricing. Compare specifications and estimated costs in the table below. Prices are MSRP before destination and fees.
| Trim | Base MSRP | Combined MPG | Est. Annual Fuel Cost | Drive Type | Horsepower | Curb Weight | Est. 5-Year Cost | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 430i Coupe AT | $53,300 | 31 MPG | $1,524/yr | RWD | 255 hp | 3,677 lbs | $94,205 | ||||||||||||||||
| 430i xDrive Coupe AT | $55,300 | 30 MPG | $1,575/yr | AWD | 255 hp | 3,805 lbs | $96,460 | ||||||||||||||||
| 430i Convertible AT | $61,300 | 30 MPG | $1,575/yr | RWD | 255 hp | 4,026 lbs | $102,460 | ||||||||||||||||
| 430i xDrive Convertible AT | $63,300 | 28 MPG | $1,687/yr | AWD | 255 hp | 4,145 lbs | $105,020 | ||||||||||||||||
| M440i Coupe AT | $67,100 | 30 MPG | $1,575/yr | RWD | 386 hp | 3,896 lbs | $108,260 | ||||||||||||||||
| M440i xDrive Coupe AT | $69,100 | 29 MPG | $1,629/yr | AWD | 386 hp | 4,019 lbs | $110,530 | ||||||||||||||||
| M440i Convertible AT | $75,200 | 29 MPG | $1,629/yr | RWD | 386 hp | 4,242 lbs | $116,630 | ||||||||||||||||
| M440i xDrive Convertible AT | $77,200 | 28 MPG | $1,687/yr | AWD | 386 hp | 4,292 lbs | $118,920 | ||||||||||||||||
| M4 RWD GAS | $82,200 | 19 MPG | $2,487/yr | RWD | 473 hp | 3,829 lbs | $128,735 | ||||||||||||||||
| M4 Competition RWD GAS | $86,400 | 19 MPG | $2,487/yr | RWD | 503 hp | 3,880 lbs | $132,935 | ||||||||||||||||
Show 2 more trim(s)
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Hybrid trims now represent 67% of the lineup, up from 33% in 2024. The entry price has increased $3,400 since 2024.
Price changes since 2024
- M440i Coupe AT $61,450 (2024) → $67,100 (2026) +$5,650
- M440i xDrive Coupe AT $63,450 (2024) → $69,100 (2026) +$5,650
- M440i Convertible AT $69,550 (2024) → $75,200 (2026) +$5,650
- M440i xDrive Convertible AT $71,550 (2024) → $77,200 (2026) +$5,650
- M4 Competition xDrive Coupe AT $86,300 (2024) → $91,500 (2026) +$5,200
- M4 Competition xDrive Conve... $93,300 (2024) → $98,400 (2026) +$5,100
- M4 Competition RWD GAS $82,200 (2024) → $86,400 (2026) +$4,200
- M4 RWD GAS $78,100 (2024) → $82,200 (2026) +$4,100
- 430i Coupe AT $49,900 (2024) → $53,300 (2026) +$3,400
- 430i xDrive Coupe AT $51,900 (2024) → $55,300 (2026) +$3,400
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| 430i Coupe AT | $49,900 28 MPG | $51,150 31 MPG | $53,300 31 MPG |
| 430i xDrive Coupe AT | $51,900 27 MPG | $53,150 30 MPG | $55,300 30 MPG |
| 430i Convertible AT | $58,100 28 MPG | $59,150 30 MPG | $61,300 30 MPG |
| 430i xDrive Convertible AT | $60,100 27 MPG | $61,150 28 MPG | $63,300 28 MPG |
| M440i Coupe AT | $61,450 27 MPG | $64,850 30 MPG | $67,100 30 MPG |
| M440i xDrive Coupe AT | $63,450 25 MPG | $66,850 29 MPG | $69,100 29 MPG |
| M440i Convertible AT | $69,550 26 MPG | $72,850 29 MPG | $75,200 29 MPG |
| M440i xDrive Convertible AT | $71,550 25 MPG | $74,850 28 MPG | $77,200 28 MPG |
| M4 RWD GAS | $78,100 19 MPG | $79,700 19 MPG | $82,200 19 MPG |
| M4 Competition RWD GAS | $82,200 19 MPG | $83,900 19 MPG | $86,400 19 MPG |
| M4 Competition xDrive Coupe AT | $86,300 18 MPG | $89,000 18 MPG | $91,500 18 MPG |
| M4 Competition xDrive Conve... | $93,300 18 MPG | $96,000 18 MPG | $98,400 18 MPG |
Compare Trim Costs
Select two trims and adjust your driving and financing to see how monthly costs compare. Only costs we can compute from EPA data and your inputs are shown. No estimates, no guesses.
Your driving & financing
After narrowing down a trim, it helps to check the broader reliability picture. The section below summarizes the third-party reliability rating we have on file.
How Reliable Is the 2026 BMW 4 Series?
RepairPal rates the 2026 BMW 4 Series at 2.5 out of 5.0 for reliability, below average for premium Convertibles. This may mean higher repair frequency or more costly repairs over time. Source: RepairPal.
Warranty coverage sets the floor for what the manufacturer will repair at no cost. Here are BMW's published terms.
What Warranty Does the 2026 BMW 4 Series Come With?
BMW provides the following warranty coverage for the 2026 4 Series. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.
| Basic Warranty | 4yr/50k |
|---|---|
| Powertrain Warranty | 4yr/50k |
| Corrosion Warranty | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited |
| Complimentary Maintenance | 3yr/36k |
What Are the 2026 BMW 4 Series Specs?
Detailed specifications for the 2026 BMW 4 Series as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.
| Engine | 2L I4, 3L I6 |
|---|---|
| Horsepower | 255 - 523 hp |
| Torque | 295 - 479 lb-ft |
| Transmission | 8-speed shiftable automatic, 6-speed manual |
| Drive Type | Rear-Wheel Drive, All-Wheel Drive |
| Fuel Type | premium unleaded (required) |
| Fuel Tank | 15.5 - 15.6 gal |
| Length | 187.9 - 189.1 in |
|---|---|
| Width | 72.9 - 74.3 in |
| Height | 54.6 - 55.1 in |
| Wheelbase | 112.2 - 112.5 in |
| Curb Weight | 3,677 - 4,306 lbs |
What Changed for the 2026 BMW 4 Series?
- Number of available trims changed
- Pricing changed across one or more trims
Data Coverage
The following data categories are not yet available for the 2026 BMW 4 Series: NHTSA has not yet published crash test results for this vehicle. IIHS has not yet tested this vehicle for crashworthiness. Learn how we collect, verify, and present vehicle data.
That is the complete data picture for the 2026 BMW 4 Series based on published data from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references as of the dates shown above. If any of these agencies publishes updated data, this page will reflect those changes automatically. For questions about how this data is collected and verified, see our methodology page.
Verify this data
2026 BMW 4 Series FAQ
How does the 2026 BMW 4 Series compare to other convertibles?
Based on published data, the 2026 BMW 4 Series has a fuel cost grade of A, a RepairPal reliability score of 2.5/5, and only 1 recall on file. These grades compare it against similar convertibles in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page.
Which 2026 BMW 4 Series trim has the lowest ownership cost?
Among 12 available trims, the 430i Coupe AT has the lowest estimated five-year ownership cost at $94,205, starting at $53,300 MSRP. The most expensive trim to own is about $145,625. See the full trim comparison table above for a side-by-side breakdown.
How much does 2026 BMW 4 Series insurance cost?
AAA estimates the annual insurance cost for the Hybrid class at $1,571 per year, or about $131 per month. This is a class-level average, not specific to the 2026 BMW 4 Series. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.
How much does 2026 BMW 4 Series maintenance cost per year?
AAA estimates average annual maintenance for the Hybrid class at $1,551 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,571/yr) and depreciation ($3,535/yr), total non-fuel ownership costs run about $9,479 per year. These are class averages from the AAA Your Driving Costs study.
How fast does a 2026 BMW 4 Series depreciate?
AAA estimates the Hybrid class depreciates about $3,535 per year, or roughly $17,675 over five years. On a base MSRP of $53,300, that represents about 33% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.
How much will I spend on gas with a 2026 BMW 4 Series?
The most efficient 2026 BMW 4 Series trim costs an estimated $1,524 per year in fuel, or about $127 per month, based on EPA ratings and national average fuel prices. That is about $706 less than the average for similar convertibles.
What vehicles compete with the 2026 BMW 4 Series?
Based on price range, body type, and segment positioning, the closest competitors to the 2026 BMW 4 Series include 2026 Mercedes-Benz CLE, 2025 Mercedes-Benz CLE, and 2025 Mazda MX-5 Miata RF. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2026 Convertibles.
What changed on the 2026 BMW 4 Series from last year?
Compared to the previous model year, the entry price increased by $3,400 for the BMW 4 Series lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 BMW 4 Series cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 BMW 4 Series include about $790 for insurance, maintenance, depreciation, and fees, plus roughly $127 for fuel. That puts non-payment running costs around $917 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Is the 2026 BMW 4 Series available as a hybrid?
Yes, the 2026 BMW 4 Series is available with a hybrid powertrain option alongside conventional powertrains. Hybrid trims typically offer better fuel economy at a higher starting price compared to conventional gas trims.
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Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.