2026 Cadillac XT5
The 2026 Cadillac XT5 is a SUV priced from $44,300 to $62,100 with 5 available trims. This page brings together safety ratings from NHTSA and IIHS, fuel economy data from the EPA, reliability scores from RepairPal, ownership cost estimates from AAA, and manufacturer specifications. Every number below is sourced from its original publisher and can be independently verified.
The 2026 Cadillac XT5 carries a 5-star NHTSA safety rating, a fuel cost grade of C among mid-range SUVs, and a RepairPal reliability score of 3.0/5. NHTSA has no recall campaigns on file for this vehicle.
What the published data indicates
Compared with similar SUVs in our dataset, the clearest positive signals for the 2026 Cadillac XT5 are high published crash-test results. The main caution is that estimated five-year cost runs high.
- safety
Strongest published signals
- Safety: 5-star NHTSA. Safest SUVs 2026 →
Limits and cautions
- Best estimated five-year cost in the lineup still lands about $7,380 above the similar-vehicle average.
- Reliability is not a standout here: RepairPal 3.0/5.
- AAA estimates $13,584/yr in non-fuel costs for the Medium SUV class: insurance $1,873, maintenance $1,817, depreciation $5,074. These are class averages, not specific to this model.
Comparable models
- Starting MSRP
- $44,300 - $62,100
- EPA Combined MPG
- 21-24 MPG
- NHTSA Safety Rating
- 5-Star (Highest)
- Est. Annual Fuel Cost
- $2,100 - $2,500/yr
- Recalls on File
- No recalls on file
- EPA: vs Avg Vehicle
- $2,750 more over 5 yrs
- Brand Origin
- United States
How Safe Is the 2026 Cadillac XT5?
The 2026 Cadillac XT5 earned the highest possible 5-star overall safety rating from NHTSA. Among SUVs, 82% have earned this top score. Ratings are based on frontal crash, side crash, and rollover resistance tests on production vehicles. Source: NHTSA.
Overall Safety
82% of SUVs share this top rating
| Category | Rating |
|---|---|
| Frontal Crash | |
| Side Crash | |
| Rollover |
Rollover Risk: 15.1%
NHTSA and IIHS test vehicles independently using different crash scenarios. Together, they provide the most complete picture of a vehicle's crashworthiness.
How Did the 2026 Cadillac XT5 Perform in IIHS Crash Tests?
IIHS has tested the 2026 Cadillac XT5 but did not award a Top Safety Pick designation. Individual test ratings are shown below. IIHS tests complement NHTSA ratings by evaluating different crash scenarios. Source: IIHS.
| Test | Rating |
|---|---|
| Small Overlap Front | G Good |
| Headlights | M Marginal |
IIHS vehicle class: Midsize luxury SUVs
Beyond crash test performance, the recall record shows whether the manufacturer has identified and addressed any safety-related defects after the vehicle went on sale.
Does the 2026 Cadillac XT5 Have Any Recalls?
NHTSA has no recall campaigns on file for the 2026 Cadillac XT5. For context, the average SUV has 1.8 recall campaigns. Recalls can be issued at any time as new issues are identified. Source: NHTSA.
No recalls on file with NHTSA
Owner-Reported Problems
NHTSA complaint data is not available for the 2026 Cadillac XT5. This does not mean there are no complaints. The model may not yet be tracked in the NHTSA database.
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.
With the safety picture established, the next question is cost. Fuel is typically the largest variable expense for most drivers.
What Is the 2026 Cadillac XT5 Fuel Economy?
The 2026 Cadillac XT5 achieves up to 24 combined MPG according to EPA testing, with an estimated annual fuel cost of $2,100. That is $392 more per year than the $1,708 average for mid-range SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).
Ranges from 21 to 24 combined MPG depending on trim and drivetrain.
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| Luxury FWD GAS | 24 MPG | 22 | 29 | $2,400/yr |
| Luxury AWD GAS | 23 MPG | 21 | 27 | $2,500/yr |
| Premium Luxury FWD GAS | 24 MPG | 22 | 29 | $2,400/yr |
| Premium Luxury AWD GAS | 23 MPG | 21 | 27 | $2,500/yr |
| Sport AWD GAS | 21 MPG | 19 | 26 | $2,100/yr |
Fuel is only one part of the ownership cost equation. AAA estimates the full picture: insurance, maintenance, depreciation, and financing.
What Does the 2026 Cadillac XT5 Cost to Own?
Estimated 5-year total ownership cost for the 2026 Cadillac XT5 ranges from $100,120 to $135,320 depending on trim, based on AAA's Your Driving Costs study for the Medium SUV class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,817/yr |
|---|---|
| Insurance | $1,873/yr |
| Depreciation | $5,074/yr |
| Registration & Taxes | $862/yr |
| Financing | $1,815/yr |
| Total (excluding fuel) | $13,584/yr |
| Cost per mile | $0.84/mi |
Total cost varies significantly by trim. The table below breaks down each trim so you can see exactly where your money goes.
How Do the 2026 Cadillac XT5 Trims Compare?
The 2026 Cadillac XT5 is available in 5 trims, with base prices ranging from $44,300 to $62,100. All trims use a Gasoline powertrain. The table below compares key specifications and costs across all available trims. Prices shown are manufacturer's suggested retail price (MSRP) and do not include destination charges, dealer fees, taxes, or incentives.
| Trim | Base MSRP | Combined MPG | Est. Annual Fuel Cost | Drive Type | Horsepower | Curb Weight | Est. 5-Year Cost |
|---|---|---|---|---|---|---|---|
| Luxury FWD GAS | $44,300 | 24 MPG | $2,400/yr | FWD | 235 hp | 3,915 lbs | $100,120 |
| Luxury AWD GAS | $46,300 | 23 MPG | $2,500/yr | AWD | 235 hp | 4,127 lbs | $126,720 |
| Premium Luxury FWD GAS | $52,900 | 24 MPG | $2,400/yr | FWD | 235 hp | 3,997 lbs | $108,720 |
| Premium Luxury AWD GAS | $54,900 | 23 MPG | $2,500/yr | AWD | 235 hp | 4,206 lbs | $135,320 |
| Sport AWD GAS | $62,100 | 21 MPG | $2,100/yr | AWD | 310 hp | 4,338 lbs | $116,420 |
The entry price has increased $405 since 2024.
Price changes since 2024
- Sport AWD GAS $56,795 (2024) → $62,100 (2026) +$5,305
- Premium Luxury FWD GAS $50,195 (2024) → $52,900 (2026) +$2,705
- Premium Luxury AWD GAS $52,195 (2024) → $54,900 (2026) +$2,705
- Luxury FWD GAS $43,895 (2024) → $44,300 (2026) +$405
- Luxury AWD GAS $45,895 (2024) → $46,300 (2026) +$405
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| Luxury FWD GAS | $43,895 24 MPG | $44,295 24 MPG | $44,300 24 MPG |
| Luxury AWD GAS | $45,895 23 MPG | $46,295 23 MPG | $46,300 23 MPG |
| Premium Luxury FWD GAS | $50,195 24 MPG | $50,595 24 MPG | $52,900 24 MPG |
| Premium Luxury AWD GAS | $52,195 23 MPG | $52,595 23 MPG | $54,900 23 MPG |
| Sport AWD GAS | $56,795 21 MPG | $57,195 21 MPG | $62,100 21 MPG |
Compare Trim Costs
Select two trims and adjust your driving and financing to see how monthly costs compare. Only costs we can compute from EPA data and your inputs are shown. No estimates, no guesses.
Your driving & financing
Choosing a trim is also about long-term dependability. The section below shows the third-party reliability rating available for this model.
How Reliable Is the 2026 Cadillac XT5?
RepairPal rates the 2026 Cadillac XT5 at 3.0 out of 5.0 for reliability, which is about average for mid-range SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.
The manufacturer's warranty provides a baseline of coverage. Here is what Cadillac includes.
What Warranty Does the 2026 Cadillac XT5 Come With?
Cadillac provides the following warranty coverage for the 2026 XT5. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.
| Basic Warranty | 4yr/50k |
|---|---|
| Powertrain Warranty | 6yr/70k |
| Corrosion Warranty | 6yr/100k |
| Roadside Assistance | 6yr/70k |
| Complimentary Maintenance | 1yr/1visit |
What Are the 2026 Cadillac XT5 Specs?
Detailed specifications for the 2026 Cadillac XT5 as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.
| Engine | 2L I4, 3.6L V6 |
|---|---|
| Horsepower | 235 - 310 hp |
| Torque | 258 - 271 lb-ft |
| Transmission | 9-speed shiftable automatic |
| Drive Type | Front-Wheel Drive, All-Wheel Drive |
| Fuel Type | premium unleaded (recommended), regular unleaded |
| Fuel Tank | 19.0 - 22.0 gal |
| Length | 189.6 in |
|---|---|
| Width | 74.9 in |
| Height | 66.1 in |
| Wheelbase | 112.0 in |
| Curb Weight | 3,915 - 4,338 lbs |
What Changed for the 2026 Cadillac XT5?
- Pricing changed across one or more trims
- Recall status changed
That is the complete data picture for the 2026 Cadillac XT5 based on published data from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references as of the dates shown above. If any of these agencies publishes updated data, this page will reflect those changes automatically. For questions about how this data is collected and verified, see our methodology page.
2026 Cadillac XT5 FAQ
How does the 2026 Cadillac XT5 compare to other suvs?
Based on published data, the 2026 Cadillac XT5 has a safety grade of B, a fuel cost grade of C, a RepairPal reliability score of 3.0/5, and zero recalls on file. These grades compare it against similar suvs in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page. See our Safest SUVs 2026 list.
Which 2026 Cadillac XT5 trim has the lowest ownership cost?
Among 5 available trims, the Luxury FWD GAS has the lowest estimated five-year ownership cost at $100,120, starting at $44,300 MSRP. The most expensive trim to own is about $135,320. See the full trim comparison table above for a side-by-side breakdown.
How much does 2026 Cadillac XT5 insurance cost?
AAA estimates the annual insurance cost for the Medium SUV class at $1,873 per year, or about $156 per month. This is a class-level average, not specific to the 2026 Cadillac XT5. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.
How much does 2026 Cadillac XT5 maintenance cost per year?
AAA estimates average annual maintenance for the Medium SUV class at $1,817 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,873/yr) and depreciation ($5,074/yr), total non-fuel ownership costs run about $13,584 per year. These are class averages from the AAA Your Driving Costs study.
How fast does a 2026 Cadillac XT5 depreciate?
AAA estimates the Medium SUV class depreciates about $5,074 per year, or roughly $25,370 over five years. On a base MSRP of $44,300, that represents about 57% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.
How much will I spend on gas with a 2026 Cadillac XT5?
The most efficient 2026 Cadillac XT5 trim costs an estimated $2,100 per year in fuel, or about $175 per month, based on EPA ratings and national average fuel prices. That is about $392 more than the average for similar suvs. See our Cheapest SUVs to fuel 2026 list.
What vehicles compete with the 2026 Cadillac XT5?
Based on price range, body type, and segment positioning, the closest competitors to the 2026 Cadillac XT5 include 2026 Chevrolet Blazer EV, 2026 GMC Acadia, and 2026 Toyota Grand Highlander Hybrid. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2026 SUVs.
What changed on the 2026 Cadillac XT5 from last year?
Compared to the previous model year, the entry price increased by $405 for the Cadillac XT5 lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 Cadillac XT5 cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 Cadillac XT5 include about $1,132 for insurance, maintenance, depreciation, and fees, plus roughly $175 for fuel. That puts non-payment running costs around $1,307 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Is the 2026 Cadillac XT5 safe for families?
The 2026 Cadillac XT5 earned NHTSA's highest 5-star overall safety rating, which evaluates frontal crash, side crash, and rollover resistance. A 5-star rating does not guarantee safety in every situation but indicates strong performance in standardized crash tests. See our Safest SUVs 2026 list.
Compare to Similar Vehicles
Other Model Years
Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.