2026 GMC Terrain
This page covers the 2026 GMC Terrain, a SUV available in 4 trims from $30,100 to $41,800. Below you will find crash test ratings, fuel cost data, reliability scores, recall history, ownership costs, and manufacturer specifications, each sourced and linked to the original publisher.
The 2026 GMC Terrain earns a B for fuel cost among value SUVs. NHTSA has no recall campaigns on file for this vehicle.
What the published data indicates
Published crash-test coverage is incomplete for the 2026 GMC Terrain. Within the currently available data, the clearest positive signals are lower estimated fuel cost.
- fuel cost
Strongest published signals
- Fuel: Below-average fuel cost among gas SUVs. Best-case annual fuel cost is $1,600. Cheapest SUVs to fuel 2026 →
Limits and cautions
- Crash-test coverage is incomplete: NHTSA and IIHS data is not available for this model yet.
- Best estimated five-year cost in the lineup still lands about $29,291 above the similar-vehicle average.
- Reliability is not a standout here: RepairPal 3.5/5.
Comparable models
- Starting MSRP
- $30,100 - $41,800
- EPA Combined MPG
- 25-27 MPG
- Est. Annual Fuel Cost
- $1,600 - $1,750/yr
- Recalls on File
- No recalls on file
- EPA: vs Avg Vehicle
- $250 more over 5 yrs
- Owner Complaints
- 8 on file
- Brand Origin
- United States
NHTSA evaluates frontal, side, and rollover performance. IIHS adds small overlap and roof strength tests. Both sets of results are shown here.
Crash tests measure how a vehicle performs in a collision. Recall data reveals whether the manufacturer or NHTSA has found safety defects requiring correction.
Does the 2026 GMC Terrain Have Any Recalls?
As of the data shown, NHTSA has not issued any recall campaigns for the 2026 GMC Terrain. The average for SUVs is 1.8 campaigns. Source: NHTSA.
No recalls on file with NHTSA
Owner-Reported Problems
NHTSA has 8 owner complaints on file for the 2026 GMC Terrain. The average for 2026 SUVs is 8 complaints. Owner complaints are self-reported and unverified, but patterns across many reports can indicate real issues.
6 in the last 90 days · most recent filed 2026-03-04
Most-reported problem areas
- Brakes2
- ADAS / Safety Tech2
- Structure1
- Powertrain1
- Electrical1
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.
Safety data covered, the next consideration is what this vehicle costs to run. Fuel economy is where most owners feel the difference between trims.
What Is the 2026 GMC Terrain Fuel Economy?
The 2026 GMC Terrain achieves up to 27 combined MPG according to EPA testing, with an estimated annual fuel cost of $1,600. That is $204 more per year than the $1,396 average for value SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).
Ranges from 25 to 27 combined MPG depending on trim and drivetrain.
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| Elevation FWD GAS | 27 MPG | 26 | 28 | $1,600/yr |
| Elevation AWD GAS | 25 MPG | 24 | 28 | $1,750/yr |
| AT4 AWD GAS | 25 MPG | 24 | 28 | $1,750/yr |
| Denali AWD GAS | 25 MPG | 24 | 28 | $1,750/yr |
Fuel costs are predictable from EPA data. The less visible costs, insurance, maintenance, and depreciation, are estimated by AAA for this vehicle class.
What Does the 2026 GMC Terrain Cost to Own?
Estimated 5-year total ownership cost for the 2026 GMC Terrain ranges from $106,020 to $118,470 depending on trim, based on AAA's Your Driving Costs study for the Medium SUV class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,817/yr |
|---|---|
| Insurance | $1,873/yr |
| Depreciation | $5,074/yr |
| Registration & Taxes | $862/yr |
| Financing | $1,815/yr |
| Total (excluding fuel) | $13,584/yr |
| Cost per mile | $0.84/mi |
With 4 trims available, the cost and equipment differences are worth examining. The comparison below shows how price, fuel economy, and features vary.
How Do the 2026 GMC Terrain Trims Compare?
With 4 trims priced from $30,100 to $41,800, the 2026 GMC Terrain offers a range of equipment levels. All trims use a Gasoline powertrain. MSRP figures below do not include destination, taxes, or dealer fees.
Elevation FWD GAS
| Base MSRP | $30,100 |
|---|---|
| Combined MPG | 27 MPG |
| Est. Annual Fuel Cost | $1,600/yr |
| Drive Type | Front-Wheel Drive |
| Horsepower | 175 hp |
| Est. 5-Year Cost | $106,020 |
Elevation AWD GAS
| Base MSRP | $32,100 |
|---|---|
| Combined MPG | 25 MPG |
| Est. Annual Fuel Cost | $1,750/yr |
| Drive Type | All-Wheel Drive |
| Horsepower | 175 hp |
| Est. 5-Year Cost | $108,770 |
AT4 AWD GAS
| Base MSRP | $39,300 |
|---|---|
| Combined MPG | 25 MPG |
| Est. Annual Fuel Cost | $1,750/yr |
| Drive Type | All-Wheel Drive |
| Horsepower | 175 hp |
| Est. 5-Year Cost | $115,970 |
Denali AWD GAS
| Base MSRP | $41,800 |
|---|---|
| Combined MPG | 25 MPG |
| Est. Annual Fuel Cost | $1,750/yr |
| Drive Type | All-Wheel Drive |
| Horsepower | 175 hp |
| Est. 5-Year Cost | $118,470 |
The GMC Terrain lineup has contracted from 6 trims in 2024 to 4 trims in 2026. The entry price has increased $1,400 since 2024.
New trims since 2024
- Elevation FWD GAS (added 2025)
- Elevation AWD GAS (added 2025)
Trims no longer available
- SLE FWD GAS (last available 2024)
- SLE AWD GAS (last available 2024)
- SLT FWD GAS (last available 2024)
- SLT AWD GAS (last available 2024)
Price changes since 2024
- AT4 AWD GAS $35,495 (2024) → $39,300 (2026) +$3,805
- Denali AWD GAS $38,600 (2024) → $41,800 (2026) +$3,200
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| SLE FWD GAS | $28,700 26 MPG | — | — |
| SLE AWD GAS | $30,300 25 MPG | — | — |
| SLT FWD GAS | $32,700 26 MPG | — | — |
| SLT AWD GAS | $34,300 25 MPG | — | — |
| AT4 AWD GAS | $35,495 25 MPG | — | $39,300 25 MPG |
| Denali AWD GAS | $38,600 25 MPG | — | $41,800 25 MPG |
| Elevation FWD GAS | — | $30,000 27 MPG | $30,100 27 MPG |
| Elevation AWD GAS | — | $32,000 25 MPG | $32,100 25 MPG |
Compare Trim Costs
Select two trims and adjust your driving and financing to see how monthly costs compare. Only costs we can compute from EPA data and your inputs are shown. No estimates, no guesses.
Your driving & financing
Beyond the purchase decision, the next question is long-term dependability. Here is the reliability rating currently available for this vehicle.
How Reliable Is the 2026 GMC Terrain?
RepairPal rates the 2026 GMC Terrain at 3.5 out of 5.0 for reliability, which is about average for value SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.
GMC backs this vehicle with the following warranty terms. Coverage begins from the original purchase date.
What Warranty Does the 2026 GMC Terrain Come With?
GMC provides the following warranty coverage for the 2026 Terrain. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.
| Basic Warranty | 3yr/36k |
|---|---|
| Powertrain Warranty | 5yr/60k |
| Corrosion Warranty | 6yr/100k |
| Roadside Assistance | 5yr/60k |
| Complimentary Maintenance | 1yr/1visit |
What Are the 2026 GMC Terrain Specs?
Detailed specifications for the 2026 GMC Terrain as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.
| Engine | 1.5L I4 |
|---|---|
| Horsepower | 175 hp |
| Torque | 184 - 203 lb-ft |
| Transmission | continuously variable-speed automatic, 8-speed shiftable automatic |
| Drive Type | Front-Wheel Drive, All-Wheel Drive |
| Fuel Type | regular unleaded |
| Fuel Tank | 14.8 - 15.6 gal |
| Length | 181.0 in |
|---|---|
| Width | 74.5 in |
| Height | 65.8 - 66.2 in |
| Wheelbase | 107.5 in |
| Curb Weight | 3,446 - 3,598 lbs |
What Changed for the 2026 GMC Terrain?
- Number of available trims changed
- Pricing changed across one or more trims
Data Coverage
The following data categories are not yet available for the 2026 GMC Terrain: NHTSA has not yet published crash test results for this vehicle. IIHS has not yet tested this vehicle for crashworthiness. Learn how we collect, verify, and present vehicle data.
All data shown for the 2026 GMC Terrain comes from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references. This page updates automatically when source agencies publish new information. See our methodology page for details on data collection and verification.
Verify this data
2026 GMC Terrain FAQ
How does the 2026 GMC Terrain compare to other suvs?
Based on published data, the 2026 GMC Terrain has a fuel cost grade of B, a RepairPal reliability score of 3.5/5, and zero recalls on file. These grades compare it against similar suvs in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page. See our Safest SUVs 2026 list.
Which 2026 GMC Terrain trim has the lowest ownership cost?
Among 4 available trims, the Elevation FWD GAS has the lowest estimated five-year ownership cost at $106,020, starting at $30,100 MSRP. The most expensive trim to own is about $118,470. See the full trim comparison table above for a side-by-side breakdown.
How much does 2026 GMC Terrain insurance cost?
AAA estimates the annual insurance cost for the Medium SUV class at $1,873 per year, or about $156 per month. This is a class-level average, not specific to the 2026 GMC Terrain. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.
How much does 2026 GMC Terrain maintenance cost per year?
AAA estimates average annual maintenance for the Medium SUV class at $1,817 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,873/yr) and depreciation ($5,074/yr), total non-fuel ownership costs run about $13,584 per year. These are class averages from the AAA Your Driving Costs study.
How fast does a 2026 GMC Terrain depreciate?
AAA estimates the Medium SUV class depreciates about $5,074 per year, or roughly $25,370 over five years. On a base MSRP of $30,100, that represents about 84% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.
How much will I spend on gas with a 2026 GMC Terrain?
The most efficient 2026 GMC Terrain trim costs an estimated $1,600 per year in fuel, or about $133 per month, based on EPA ratings and national average fuel prices. That is about $204 more than the average for similar suvs. See our Cheapest SUVs to fuel 2026 list.
What vehicles compete with the 2026 GMC Terrain?
Based on price range, body type, and segment positioning, the closest competitors to the 2026 GMC Terrain include 2026 Subaru Forester, 2026 Mazda CX-5, and 2026 Mazda CX-50. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2026 SUVs.
What changed on the 2026 GMC Terrain from last year?
Compared to the previous model year, 2 new trims were added, 4 trims were dropped, and the entry price increased by $1,400 for the GMC Terrain lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 GMC Terrain cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 GMC Terrain include about $1,132 for insurance, maintenance, depreciation, and fees, plus roughly $133 for fuel. That puts non-payment running costs around $1,265 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Has the 2026 GMC Terrain been recalled?
No. As of this writing, NHTSA has zero recall campaigns on file for the 2026 GMC Terrain. Recalls can be issued at any time, so this status may change. You can check for updates on the NHTSA website. See our Zero-recall cars 2026 list.
Compare to Similar Vehicles
Other Model Years
Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.