2026 Lincoln Navigator
This page covers the 2026 Lincoln Navigator, a SUV available in 6 trims from $91,995 to $122,525. Below you will find crash test ratings, fuel cost data, reliability scores, recall history, ownership costs, and manufacturer specifications, each sourced and linked to the original publisher.
5-star safety. F fuel cost. 3.0/5 reliability. That is the snapshot for the 2026 Lincoln Navigator among luxury SUVs. NHTSA has 1 recall campaign on file, fewer than the 1.8 average for SUVs.
What the published data indicates
Published crash-test coverage is incomplete for the 2026 Lincoln Navigator. Within the currently available data, the clearest positive signals are high published crash-test results, but fuel cost is a weak spot.
- safety
Strongest published signals
- Safety: 5-star NHTSA. Safest SUVs 2026 →
Limits and cautions
- Crash-test coverage is incomplete: IIHS data is not available for this model yet.
- Fuel cost is a real drawback here: Most expensive to fuel among gas SUVs. Cheapest SUVs to fuel 2026 →
- Best estimated five-year cost in the lineup still lands about $7,390 above the similar-vehicle average.
Comparable models
- Starting MSRP
- $91,995 - $122,525
- EPA Combined MPG
- 17 MPG
- NHTSA Safety Rating
- 5-Star (Highest)
- Est. Annual Fuel Cost
- $2,600/yr
- Recalls on File
- 1 recall on file
- EPA: vs Avg Vehicle
- $5,250 more over 5 yrs
- Brand Origin
- United States
How Safe Is the 2026 Lincoln Navigator?
In NHTSA crash testing, the 2026 Lincoln Navigator received 5 out of 5 stars overall. 82% of tested SUVs share this top rating. Tests cover frontal impact, side impact, and rollover resistance. Source: NHTSA.
Overall Safety
82% of SUVs share this top rating
| Category | Rating |
|---|---|
| Frontal Crash | |
| Side Crash | |
| Rollover |
Rollover Risk: 20.4%
While NHTSA uses a star rating system, IIHS rates individual crash types. The two together offer a fuller view of how this vehicle performs in different crash scenarios.
Test scores tell part of the safety story. The recall record adds another dimension: real-world defects identified after production.
Does the 2026 Lincoln Navigator Have Any Recalls?
NHTSA has 1 recall campaign on file for the 2026 Lincoln Navigator, affecting ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL, EXTERIOR LIGHTING:TAIL LIGHTS. This is fewer than the 1.8 average for SUVs. Recalls address safety-related defects identified by the manufacturer or NHTSA. Repairs for recalled vehicles are free at authorized dealers. Source: NHTSA.
1 recall campaign on file with NHTSA.
Components: ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL, EXTERIOR LIGHTING:TAIL LIGHTS
Most recent: February 2026
Units affected: 35,055,024
Owner-Reported Problems
NHTSA complaint data is not available for the 2026 Lincoln Navigator. This does not mean there are no complaints. The model may not yet be tracked in the NHTSA database.
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.
From safety to cost. How much fuel this vehicle uses directly affects what you pay month to month.
What Is the 2026 Lincoln Navigator Fuel Economy?
The 2026 Lincoln Navigator achieves up to 17 combined MPG according to EPA testing, with an estimated annual fuel cost of $2,600. That is $154 more per year than the $2,446 average for luxury SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| Premiere | 17 MPG | 15 | 22 | $2,600/yr |
| L Premiere | 17 MPG | 15 | 22 | $2,600/yr |
| Reserve | 17 MPG | 15 | 22 | $2,600/yr |
| L Reserve | 17 MPG | 15 | 22 | $2,600/yr |
| Black Label | 17 MPG | 15 | 22 | $2,600/yr |
| L Black Label | 17 MPG | 15 | 22 | $2,600/yr |
Beyond fuel, the full ownership picture includes insurance, routine maintenance, depreciation, and financing. AAA publishes annual estimates for each vehicle class.
What Does the 2026 Lincoln Navigator Cost to Own?
Estimated 5-year total ownership cost for the 2026 Lincoln Navigator ranges from $148,815 to $179,345 depending on trim, based on AAA's Your Driving Costs study for the Medium SUV class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,817/yr |
|---|---|
| Insurance | $1,873/yr |
| Depreciation | $5,074/yr |
| Registration & Taxes | $862/yr |
| Financing | $1,815/yr |
| Total (excluding fuel) | $13,584/yr |
| Cost per mile | $0.84/mi |
Which trim offers the best balance of cost and equipment? The breakdown below compares all 6 options side by side.
How Do the 2026 Lincoln Navigator Trims Compare?
6 trims are available for the 2026 Lincoln Navigator, spanning $91,995 to $122,525. All trims use a Gasoline powertrain. Compare specifications and estimated costs in the table below. Prices are MSRP before destination and fees.
| Trim | Base MSRP | Est. 5-Year Cost |
|---|---|---|
| Premiere | $91,995 | $148,815 |
| L Premiere | $94,995 | $151,815 |
| Reserve | $101,995 | $158,815 |
| L Reserve | $104,995 | $161,815 |
| Black Label | $119,525 | $176,345 |
| L Black Label | $122,525 | $179,345 |
The entry price has increased $8,730 since 2024.
New trims since 2024
- L Premiere (added 2026)
Trims no longer available
- L Premiere Fleet (last available 2024)
Price changes since 2024
- Premiere $83,265 (2024) → $91,995 (2026) +$8,730
- Black Label $110,995 (2024) → $119,525 (2026) +$8,530
- L Black Label $113,995 (2024) → $122,525 (2026) +$8,530
- Reserve $95,595 (2024) → $101,995 (2026) +$6,400
- L Reserve $98,595 (2024) → $104,995 (2026) +$6,400
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| Premiere | $83,265 18 MPG | — | $91,995 17 MPG |
| L Premiere Fleet | $86,260 18 MPG | — | — |
| Reserve | $95,595 18 MPG | $99,995 17 MPG | $101,995 17 MPG |
| L Reserve | $98,595 18 MPG | $102,985 17 MPG | $104,995 17 MPG |
| Black Label | $110,995 18 MPG | $116,995 17 MPG | $119,525 17 MPG |
| L Black Label | $113,995 18 MPG | $119,995 17 MPG | $122,525 17 MPG |
| L Premiere | — | — | $94,995 17 MPG |
After narrowing down a trim, it helps to check the broader reliability picture. The section below summarizes the third-party reliability rating we have on file.
How Reliable Is the 2026 Lincoln Navigator?
RepairPal rates the 2026 Lincoln Navigator at 3.0 out of 5.0 for reliability, which is about average for luxury SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.
Warranty coverage sets the floor for what the manufacturer will repair at no cost. Here are Lincoln's published terms.
What Warranty Does the 2026 Lincoln Navigator Come With?
Lincoln provides the following warranty coverage for the 2026 Navigator. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.
| Basic Warranty | 4yr/50k |
|---|---|
| Powertrain Warranty | 6yr/70k |
| Corrosion Warranty | 5yr/unlimited |
| Roadside Assistance | 6yr/70k |
What Are the 2026 Lincoln Navigator Specs?
Detailed specifications for the 2026 Lincoln Navigator as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.
| Engine | 3.5L V6 |
|---|---|
| Horsepower | 440 hp |
| Torque | 510 lb-ft |
| Transmission | 10-speed shiftable automatic |
| Drive Type | Four-Wheel Drive |
| Fuel Type | regular unleaded |
| Fuel Tank | 23.6 - 27.8 gal |
| Length | 210.0 - 221.9 in |
|---|---|
| Width | 80.0 in |
| Height | 78.0 in |
| Wheelbase | 122.5 - 131.5 in |
What Changed for the 2026 Lincoln Navigator?
- Number of available trims changed
- Pricing changed across one or more trims
- Recall status changed
Data Coverage
The following data categories are not yet available for the 2026 Lincoln Navigator: IIHS has not yet tested this vehicle for crashworthiness. Learn how we collect, verify, and present vehicle data.
All data shown for the 2026 Lincoln Navigator comes from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references. This page updates automatically when source agencies publish new information. See our methodology page for details on data collection and verification.
Verify this data
2026 Lincoln Navigator FAQ
How does the 2026 Lincoln Navigator compare to other suvs?
Based on published data, the 2026 Lincoln Navigator has a safety grade of B, a fuel cost grade of F, a RepairPal reliability score of 3.0/5, and only 1 recall on file. These grades compare it against similar suvs in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page. See our Safest SUVs 2026 list.
Which 2026 Lincoln Navigator trim has the lowest ownership cost?
Among 6 available trims, the Premiere has the lowest estimated five-year ownership cost at $148,815, starting at $91,995 MSRP. The most expensive trim to own is about $179,345. See the full trim comparison table above for a side-by-side breakdown.
How much does 2026 Lincoln Navigator insurance cost?
AAA estimates the annual insurance cost for the Medium SUV class at $1,873 per year, or about $156 per month. This is a class-level average, not specific to the 2026 Lincoln Navigator. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.
How much does 2026 Lincoln Navigator maintenance cost per year?
AAA estimates average annual maintenance for the Medium SUV class at $1,817 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,873/yr) and depreciation ($5,074/yr), total non-fuel ownership costs run about $13,584 per year. These are class averages from the AAA Your Driving Costs study.
How fast does a 2026 Lincoln Navigator depreciate?
AAA estimates the Medium SUV class depreciates about $5,074 per year, or roughly $25,370 over five years. On a base MSRP of $91,995, that represents about 28% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.
How much will I spend on gas with a 2026 Lincoln Navigator?
The most efficient 2026 Lincoln Navigator trim costs an estimated $2,600 per year in fuel, or about $217 per month, based on EPA ratings and national average fuel prices. That is about $154 more than the average for similar suvs. See our Cheapest SUVs to fuel 2026 list.
What vehicles compete with the 2026 Lincoln Navigator?
Based on price range, body type, and segment positioning, the closest competitors to the 2026 Lincoln Navigator include 2026 Audi Q8, 2026 BMW X5, and 2026 Jeep Grand Wagoneer L. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2026 SUVs.
What changed on the 2026 Lincoln Navigator from last year?
Compared to the previous model year, 1 new trim was added, 1 trim was dropped, and the entry price increased by $8,730 for the Lincoln Navigator lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 Lincoln Navigator cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 Lincoln Navigator include about $1,132 for insurance, maintenance, depreciation, and fees, plus roughly $217 for fuel. That puts non-payment running costs around $1,349 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Is the 2026 Lincoln Navigator safe for families?
The 2026 Lincoln Navigator earned NHTSA's highest 5-star overall safety rating, which evaluates frontal crash, side crash, and rollover resistance. A 5-star rating does not guarantee safety in every situation but indicates strong performance in standardized crash tests. See our Safest SUVs 2026 list.
Compare to Similar Vehicles
Other Model Years
Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.