2026 Lincoln Navigator: NHTSA Safety Rating & Pricing
— NHTSA, EPA, AAA, RepairPal
In its segment, the 2026 Lincoln Navigator scores well for safety but below average for fuel cost. NHTSA has 2 recall campaigns on file for this vehicle.
- Starting MSRP
- $91,995 - $122,525
- EPA Combined MPG
- 17 MPG
- NHTSA Safety Rating
- 5-Star (Highest)
- Est. Annual Fuel Cost
- $3,500 per year
- EPA GHG Score
- 3 / 10
- Recalls on File
- 2 recalls on file
- EPA: vs Avg Vehicle
- $5,250 more over 5 yrs
- Est. Monthly Cost (with fuel)
- $1,424 per month
- Est. Cost per Mile (with fuel)
- $0.84
- Brand Origin
- United States
The 2026 Lincoln Navigator is a SUV priced from $91,995 to $122,525 across 6 trims. In this price range, depreciation and insurance are often larger factors than fuel cost. The data below covers all of it.
- Fuel cost $801 per year above luxury SUVs average
- Base price $8,000 less than 2025 model
- Avg repair cost $189 per year above SUV average
2026 Lincoln Navigator at a Glance
Published crash-test coverage is incomplete for the 2026 Lincoln Navigator. Within the currently available data, the clearest positive signals are high published crash-test results, but fuel cost is a weak spot.
- safety
Strengths in the data
- Safety: 5-star NHTSA. Safest SUVs 2026 →
Cautions in the data
- Crash-test coverage is incomplete: IIHS data is not available for this model yet.
- Fuel cost is a real drawback here: Most expensive to fuel among gas SUVs. Cheapest SUVs to fuel 2026 →
- Best estimated five-year cost in the lineup still lands about $7,390 above the similar-vehicle average.
Similar vehicles to compare
How Safe Is the 2026 Lincoln Navigator?
In NHTSA crash testing, the 2026 Lincoln Navigator received 5 out of 5 stars overall. 82% of tested SUVs share this top rating. Tests cover frontal impact, side impact, and rollover resistance. Source: NHTSA.
Overall Safety
82% of SUVs share this top rating
| Category | Rating |
|---|---|
| Frontal Crash | |
| Side Crash | |
| Rollover |
Rollover Risk: 20.4%
Star ratings are useful for quick comparisons. The IIHS results below add detail on specific crash types and rate the vehicle's ability to avoid collisions altogether.
NHTSA and IIHS evaluate the design. Recalls evaluate the execution. A look at both tells you whether the 2026 Lincoln Navigator performs as intended under real-world conditions.
Does the 2026 Lincoln Navigator Have Any Recalls?
NHTSA has 2 recall campaigns on file for the 2026 Lincoln Navigator, affecting ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL, SEATS:FRONT ASSEMBLY:POWER ADJUST. This is typical for SUVs, which average 1.7 recall campaigns. Recall repairs are provided free at authorized dealers. Source: NHTSA.
2 recall campaigns on file with NHTSA.
Components: ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL, SEATS:FRONT ASSEMBLY:POWER ADJUST
Most recent: March 2026
Units affected: 35,055,024
What Do 2026 Lincoln Navigator Owners Report to NHTSA?
NHTSA complaint data is not available for the 2026 Lincoln Navigator. This does not mean there are no complaints. The model may not yet be tracked in the NHTSA database.
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-04-16.
In this price range, fuel economy is rarely the deciding factor, but the annual cost difference between trims can still be significant. The EPA data below quantifies it.
What Is the 2026 Lincoln Navigator Fuel Economy?
The 2026 Lincoln Navigator achieves up to 17 combined MPG according to EPA testing, with an estimated annual fuel cost of $3,500. That is $801 more per year than the $2,699 average for luxury SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| Premiere | 17 MPG | 15 | 22 | $3,500 per year |
| L Premiere | 17 MPG | 15 | 22 | $3,500 per year |
| Reserve | 17 MPG | 15 | 22 | $3,500 per year |
| L Reserve | 17 MPG | 15 | 22 | $3,500 per year |
| Black Label | 17 MPG | 15 | 22 | $3,500 per year |
| L Black Label | 17 MPG | 15 | 22 | $3,500 per year |
Estimated 5-year fuel cost is $17,500 based on EPA data.
Luxury vehicles depreciate faster than average and cost more to insure. AAA's ownership estimates below show what those costs look like for the Medium SUV class.
What Does the 2026 Lincoln Navigator Cost to Own?
Estimated 5-year total ownership cost for the 2026 Lincoln Navigator ranges from $148,815 to $179,345 depending on trim, based on AAA's Your Driving Costs study for the Medium SUV class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,817 per year |
|---|---|
| Insurance | $1,873 per year |
| Depreciation | $5,074 per year |
| Registration & Taxes | $862 per year |
| Financing | $1,815 per year |
| Total (excluding fuel) | $13,584 per year |
| Cost per mile | $0.84 per mile |
In this price range, the base trim typically includes features that other brands charge extra for. The question is which upgrades justify the step up in MSRP and the depreciation that comes with it.
How Do the 2026 Lincoln Navigator Trims Compare?
6 trims are available for the 2026 Lincoln Navigator, spanning $91,995 to $122,525. All trims use a Gasoline powertrain. Compare specifications and estimated costs in the table below. Prices are MSRP before destination and fees.
| Trim | Base MSRP | Est. 5-Year Cost |
|---|---|---|
| Premiere | $91,995 | $148,815 |
| L Premiere | $94,995 | $151,815 |
| Reserve | $101,995 | $158,815 |
| L Reserve | $104,995 | $161,815 |
| Black Label | $119,525 | $176,345 |
| L Black Label | $122,525 | $179,345 |
The entry price has increased $8,730 since 2024.
New trims since 2024
added 2026
- L Premiere
Trims no longer available
last available 2024
- L Premiere Fleet
Price changes since 2024
- Premiere $83,265 (2024) → $91,995 (2026) +$8,730
- Black Label $110,995 (2024) → $119,525 (2026) +$8,530
- L Black Label $113,995 (2024) → $122,525 (2026) +$8,530
- Reserve $95,595 (2024) → $101,995 (2026) +$6,400
- L Reserve $98,595 (2024) → $104,995 (2026) +$6,400
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| Premiere | $83,265 18 MPG | — | $91,995 17 MPG |
| L Premiere Fleet | $86,260 18 MPG | — | — |
| Reserve | $95,595 18 MPG | $99,995 17 MPG | $101,995 17 MPG |
| L Reserve | $98,595 18 MPG | $102,985 17 MPG | $104,995 17 MPG |
| Black Label | $110,995 18 MPG | $116,995 17 MPG | $119,525 17 MPG |
| L Black Label | $113,995 18 MPG | $119,995 17 MPG | $122,525 17 MPG |
| L Premiere | — | — | $94,995 17 MPG |
Price and fuel economy are knowable before purchase. Reliability is the variable that matters most after. The RepairPal score below gives you a data point on what to expect.
How Reliable Is the 2026 Lincoln Navigator?
RepairPal rates the 2026 Lincoln Navigator at 3.0 out of 5.0 for reliability, which is about average for luxury SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.
A warranty does not make a vehicle more reliable, but it does limit your financial exposure if something fails. Here is what Lincoln includes.
What Warranty Does the 2026 Lincoln Navigator Come With?
Here is what Lincoln covers at no cost for the 2026 Navigator. Basic coverage handles most defects. Powertrain coverage protects the engine and transmission for a longer period. Both start from the original purchase date.
| Basic Warranty | 4yr/50k |
|---|---|
| Powertrain Warranty | 6yr/70k |
| Corrosion Warranty | 5yr/unlimited |
| Roadside Assistance | 6yr/70k |
What Are the 2026 Lincoln Navigator Specs?
Dimensions, weight, and powertrain details for the 2026 Lincoln Navigator. These figures are published by Lincoln and apply to the base configuration unless noted. Specific trims may differ.
EPA vehicle class: Full-size SUV
| Engine | 3.5L V6 |
|---|---|
| Horsepower | 440 hp |
| Price per HP | $209 - $278 |
| Torque | 510 lb-ft |
| Transmission | 10-speed shiftable automatic |
| Drive Type | Four-Wheel Drive |
| Fuel Type | regular unleaded |
| Fuel Tank | 23.6 - 27.8 gal |
| Est. Range per Tank | 401 - 473 miles per tank (EPA combined) |
| Length | 210.0 - 221.9 in |
|---|---|
| Width | 80.0 in |
| Height | 78.0 in |
| Wheelbase | 122.5 - 131.5 in |
What Changed for the 2026 Lincoln Navigator?
- Number of available trims changed
- Pricing changed across one or more trims
- Recall status changed
That is the complete data picture for the 2026 Lincoln Navigator. In this price range, the depreciation and insurance estimates above often carry more weight than fuel cost. Data is refreshed periodically.
Data coverage & source links
The following data categories are not yet available for the 2026 Lincoln Navigator: IIHS has not yet tested this vehicle for crashworthiness. Learn how we collect, verify, and present vehicle data.
Verify this data
2026 Lincoln Navigator FAQ
Which 2026 Lincoln Navigator trim has the lowest ownership cost?
Among 6 available trims, the Premiere has the lowest estimated five-year ownership cost at $148,815, starting at $91,995 MSRP. The most expensive trim to own is about $179,345. See the full trim comparison table above for a side-by-side breakdown.
What vehicles compete with the 2026 Lincoln Navigator?
Vehicles similar to the 2026 Lincoln Navigator in price and segment include 2026 Audi Q8, 2026 BMW X5, and 2026 Jeep Grand Wagoneer L. The Audi Q8 is the closest in price (starting at $75,600, 5-star NHTSA, 19 MPG). Each has its own fact sheet with EPA, NHTSA, IIHS, and cost data for comparison. Browse all 2026 SUVs.
What changed on the 2026 Lincoln Navigator from last year?
Compared to the previous model year, 1 new trim was added, 1 trim was dropped, and the entry price increased by $8,730 for the Lincoln Navigator lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 Lincoln Navigator cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 Lincoln Navigator include about $1,132 for insurance, maintenance, depreciation, and fees, plus roughly $292 for fuel. That puts non-payment running costs around $1,424 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Where is Lincoln based?
Lincoln is a United States-based automaker. The 2026 Lincoln Navigator may be assembled in a different country than where Lincoln is headquartered. Check the window sticker or VIN decoder for the specific assembly location of any individual vehicle. See our United States-brand cars 2026 list.
What other Lincoln models are available for 2026?
Each 2026 Lincoln vehicle has its own fact sheet. Data coverage varies by model. See the complete Lincoln lineup on our Lincoln models page.
How much does the 2026 Lincoln Navigator depreciate?
AAA estimates total annual ownership costs of $13,584 for the Medium SUV class, with depreciation typically being the largest component. See the ownership cost section above for the full breakdown.
Compare to Similar Vehicles
Other Model Years
Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.