2025 Cadillac XT4

The 2025 Cadillac XT4 is a SUV priced from $40,795 to $44,095 with 4 available trims. This page brings together safety ratings from NHTSA and IIHS, fuel economy data from the EPA, reliability scores from RepairPal, ownership cost estimates from AAA, and manufacturer specifications. Every number below is sourced from its original publisher and can be independently verified.

5-star safety. D fuel cost. 3.0/5 reliability. That is the snapshot for the 2025 Cadillac XT4 among mid-range SUVs. NHTSA has 1 recall campaign on file, fewer than the 1.8 average for SUVs.

Data Summary

What the published data indicates

Published crash-test coverage is incomplete for the 2025 Cadillac XT4. Within the currently available data, the clearest positive signals are high published crash-test results and lower estimated five-year cost, but fuel cost is a weak spot.

Auto-generated from published safety, fuel-cost, reliability, recall, and cost data. It is informational only and not personal advice or a recommendation. How this works

Key signals
  • safety
  • estimated 5-year cost
5★ NHTSASafetyHighest NHTSA rating
DFuel CostAbove-average fuel cost among gas SUVs
3.0/5ReliabilityRepairPal rating
1Recalls1 recall since 2025

How we collect and verify data

Strongest published signals

  • Safety: 5-star NHTSA. Safest SUVs 2025 →
  • Best estimated five-year cost in the lineup is about $5,565 below the similar-vehicle average.

Limits and cautions

  • Crash-test coverage is incomplete: IIHS data is not available for this model yet.
  • Fuel cost is a real drawback here: Above-average fuel cost among gas SUVs. Cheapest SUVs to fuel 2025 →
  • Reliability is not a standout here: RepairPal 3.0/5.

Comparable models

Starting MSRP
$40,795 - $44,095
EPA Combined MPG
25-26 MPG
NHTSA Safety Rating
5-Star (Highest)
Est. Annual Fuel Cost
$2,250 - $2,300/yr
Recalls on File
1 recall on file
EPA: vs Avg Vehicle
$3,500 more over 5 yrs
Owner Complaints
6 on file
Brand Origin
United States

How Safe Is the 2025 Cadillac XT4?

In NHTSA crash testing, the 2025 Cadillac XT4 received 5 out of 5 stars overall. 82% of tested SUVs share this top rating. Tests cover frontal impact, side impact, and rollover resistance. Source: NHTSA.

★★★★★5/5

Overall Safety

82% of SUVs share this top rating

CategoryRating
Frontal Crash★★★★☆4/5
Side Crash★★★★★5/5
Rollover★★★★☆4/5

Rollover Risk: 15.4%

FeatureAvailability
Forward Collision WarningStandard
Lane Departure WarningStandard
Crash Imminent BrakingStandard
Dynamic Brake SupportStandard

While NHTSA uses a star rating system, IIHS rates individual crash types. The two together offer a fuller view of how this vehicle performs in different crash scenarios.

Test scores tell part of the safety story. The recall record adds another dimension: real-world defects identified after production.

Does the 2025 Cadillac XT4 Have Any Recalls?

NHTSA has 1 recall campaign on file for the 2025 Cadillac XT4, affecting AIR BAGS:FRONTAL, STRUCTURE:INTERIOR PANELS:DASHBOARD. This is fewer than the 1.8 average for SUVs. Recalls address safety-related defects identified by the manufacturer or NHTSA. Repairs for recalled vehicles are free at authorized dealers. Source: NHTSA.

1 recall campaign on file with NHTSA.

Components: AIR BAGS:FRONTAL, STRUCTURE:INTERIOR PANELS:DASHBOARD

Most recent: October 2024

Units affected: 50

Owner-Reported Problems

NHTSA has 6 owner complaints on file for the 2025 Cadillac XT4. This is below the average of 29 complaints for 2025 SUVs. Owner complaints are self-reported and unverified, but patterns across many reports can indicate real issues.

4 in the last 90 days · most recent filed 2026-02-02

Most-reported problem areas

  1. Electrical4
  2. Brakes2
  3. Powertrain1
  4. ADAS / Safety Tech1
  5. Visibility1

Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.

From safety to cost. How much fuel this vehicle uses directly affects what you pay month to month.

What Is the 2025 Cadillac XT4 Fuel Economy?

The 2025 Cadillac XT4 achieves up to 26 combined MPG according to EPA testing, with an estimated annual fuel cost of $2,250. That is $542 more per year than the $1,708 average for mid-range SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).

Ranges from 25 to 26 combined MPG depending on trim and drivetrain.

TrimCombinedCityHighwayAnnual Fuel Cost
Premium Luxury FWD GAS26 MPG2429$2,250/yr
Sport FWD GAS26 MPG2429$2,250/yr
Premium Luxury AWD GAS25 MPG2328$2,300/yr
Sport AWD GAS25 MPG2328$2,300/yr

Beyond fuel, the full ownership picture includes insurance, routine maintenance, depreciation, and financing. AAA publishes annual estimates for each vehicle class.

What Does the 2025 Cadillac XT4 Cost to Own?

Estimated 5-year total ownership cost for the 2025 Cadillac XT4 ranges from $87,175 to $106,990 depending on trim, based on AAA's Your Driving Costs study for the Compact SUV class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.

Maintenance$1,746/yr
Insurance$1,726/yr
Depreciation$3,554/yr
Registration & Taxes$641/yr
Financing$898/yr
Total (excluding fuel)$10,279/yr
Cost per mile$0.69/mi

Which trim offers the best balance of cost and equipment? The breakdown below compares all 4 options side by side.

How Do the 2025 Cadillac XT4 Trims Compare?

4 trims are available for the 2025 Cadillac XT4, spanning $40,795 to $44,095. All trims use a Gasoline powertrain. Compare specifications and estimated costs in the table below. Prices are MSRP before destination and fees.

Premium Luxury FWD GAS

Base MSRP$40,795
Combined MPG26 MPG
Est. Annual Fuel Cost$2,250/yr
Drive TypeFront-Wheel Drive
Horsepower235 hp
Est. 5-Year Cost$87,175

Sport FWD GAS

Base MSRP$41,595
Combined MPG26 MPG
Est. Annual Fuel Cost$2,250/yr
Drive TypeFront-Wheel Drive
Horsepower235 hp
Est. 5-Year Cost$87,975

Premium Luxury AWD GAS

Base MSRP$43,295
Combined MPG25 MPG
Est. Annual Fuel Cost$2,300/yr
Drive TypeAll-Wheel Drive
Horsepower235 hp
Est. 5-Year Cost$106,190

Sport AWD GAS

Base MSRP$44,095
Combined MPG25 MPG
Est. Annual Fuel Cost$2,300/yr
Drive TypeAll-Wheel Drive
Horsepower235 hp
Est. 5-Year Cost$106,990

The Cadillac XT4 lineup has contracted from 6 trims in 2024 to 4 trims in 2025. The entry price has increased $2,900 since 2024.

Trims no longer available

  • Luxury FWD GAS (last available 2024)
  • Luxury AWD GAS (last available 2024)

Price changes since 2024

  • Premium Luxury FWD GAS $41,495 (2024) → $40,795 (2025) -$700
  • Premium Luxury AWD GAS $43,995 (2024) → $43,295 (2025) -$700
  • Sport FWD GAS $41,995 (2024) → $41,595 (2025) -$400
  • Sport AWD GAS $44,495 (2024) → $44,095 (2025) -$400
View full trim timeline (2024–2025)
Trim20242025
Luxury FWD GAS$37,895
26 MPG
Luxury AWD GAS$40,395
25 MPG
Premium Luxury FWD GAS$41,495
26 MPG
$40,795
26 MPG
Sport FWD GAS$41,995
26 MPG
$41,595
26 MPG
Premium Luxury AWD GAS$43,995
25 MPG
$43,295
25 MPG
Sport AWD GAS$44,495
25 MPG
$44,095
25 MPG

Compare Trim Costs

Select two trims and adjust your driving and financing to see how monthly costs compare. Only costs we can compute from EPA data and your inputs are shown. No estimates, no guesses.

vs
Your driving & financing

After narrowing down a trim, it helps to check the broader reliability picture. The section below summarizes the third-party reliability rating we have on file.

How Reliable Is the 2025 Cadillac XT4?

RepairPal rates the 2025 Cadillac XT4 at 3.0 out of 5.0 for reliability, which is about average for mid-range SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.

3/5.0RepairPal Rating

Warranty coverage sets the floor for what the manufacturer will repair at no cost. Here are Cadillac's published terms.

What Warranty Does the 2025 Cadillac XT4 Come With?

Cadillac provides the following warranty coverage for the 2025 XT4. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.

Basic Warranty4yr/50k
Powertrain Warranty6yr/70k
Corrosion Warranty6yr/100k
Roadside Assistance6yr/70k
Complimentary Maintenance1yr/1visit

What Are the 2025 Cadillac XT4 Specs?

Detailed specifications for the 2025 Cadillac XT4 as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.

Engine2L I4
Horsepower235 hp
Torque258 lb-ft
Transmission9-speed shiftable automatic
Drive TypeFront-Wheel Drive, All-Wheel Drive
Fuel Typepremium unleaded (recommended)
Fuel Tank15.9 - 16.3 gal
Length180.1 in
Width76.7 in
Height64.1 in
Wheelbase109.0 in
Curb Weight3,702 - 3,882 lbs

What Changed for the 2025 Cadillac XT4?

  • Number of available trims changed
  • Pricing changed across one or more trims
  • nhtsa changed

Data Coverage

The following data categories are not yet available for the 2025 Cadillac XT4: IIHS has not yet tested this vehicle for crashworthiness. Learn how we collect, verify, and present vehicle data.

That is the complete data picture for the 2025 Cadillac XT4 based on published data from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references as of the dates shown above. If any of these agencies publishes updated data, this page will reflect those changes automatically. For questions about how this data is collected and verified, see our methodology page.

Verify this data

2025 Cadillac XT4 FAQ

Answers generated from published EPA, NHTSA, IIHS, AAA, and RepairPal data. Not personal advice.

How does the 2025 Cadillac XT4 compare to other suvs?

Based on published data, the 2025 Cadillac XT4 has a safety grade of B, a fuel cost grade of D, a RepairPal reliability score of 3.0/5, and only 1 recall on file. These grades compare it against similar suvs in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page. See our Safest SUVs 2025 list.

Which 2025 Cadillac XT4 trim has the lowest ownership cost?

Among 4 available trims, the Premium Luxury FWD GAS has the lowest estimated five-year ownership cost at $87,175, starting at $40,795 MSRP. The most expensive trim to own is about $106,990. See the full trim comparison table above for a side-by-side breakdown.

How much does 2025 Cadillac XT4 insurance cost?

AAA estimates the annual insurance cost for the Compact SUV class at $1,726 per year, or about $144 per month. This is a class-level average, not specific to the 2025 Cadillac XT4. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.

How much does 2025 Cadillac XT4 maintenance cost per year?

AAA estimates average annual maintenance for the Compact SUV class at $1,746 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,726/yr) and depreciation ($3,554/yr), total non-fuel ownership costs run about $10,279 per year. These are class averages from the AAA Your Driving Costs study.

How fast does a 2025 Cadillac XT4 depreciate?

AAA estimates the Compact SUV class depreciates about $3,554 per year, or roughly $17,770 over five years. On a base MSRP of $40,795, that represents about 44% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.

How much will I spend on gas with a 2025 Cadillac XT4?

The most efficient 2025 Cadillac XT4 trim costs an estimated $2,250 per year in fuel, or about $188 per month, based on EPA ratings and national average fuel prices. That is about $542 more than the average for similar suvs. See our Cheapest SUVs to fuel 2025 list.

What vehicles compete with the 2025 Cadillac XT4?

Based on price range, body type, and segment positioning, the closest competitors to the 2025 Cadillac XT4 include 2025 Toyota Grand Highlander, 2025 Chevrolet Traverse, and 2025 Volvo XC40. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2025 SUVs.

What changed on the 2025 Cadillac XT4 from last year?

Compared to the previous model year, 2 trims were dropped and the entry price increased by $2,900 for the Cadillac XT4 lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.

How much does a 2025 Cadillac XT4 cost per month to own?

Excluding your car payment, estimated monthly costs for the 2025 Cadillac XT4 include about $857 for insurance, maintenance, depreciation, and fees, plus roughly $188 for fuel. That puts non-payment running costs around $1,045 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.

Is the 2025 Cadillac XT4 safe for families?

The 2025 Cadillac XT4 earned NHTSA's highest 5-star overall safety rating, which evaluates frontal crash, side crash, and rollover resistance. A 5-star rating does not guarantee safety in every situation but indicates strong performance in standardized crash tests. See our Safest SUVs 2025 list.