2026 Volvo XC40
Now in its 2026 model year, the Volvo XC40 is a SUV priced from $39,900 to $51,900 across 6 trims. This page compiles safety, fuel cost, reliability, and ownership data from six independent sources, all linked to the original publisher.
The 2026 Volvo XC40 carries a 5-star NHTSA safety rating, a fuel cost grade of C among mid-range SUVs, and a RepairPal reliability score of 3.0/5. NHTSA has no recall campaigns on file for this vehicle.
What the published data indicates
Compared with similar SUVs in our dataset, the clearest positive signals for the 2026 Volvo XC40 are high published crash-test results and lower estimated five-year cost, with lower estimated maintenance costs. The main caution is that reliability is middle-of-pack.
- safety
- estimated 5-year cost
- maintenance cost
Strongest published signals
- Safety: 5-star NHTSA. Safest SUVs 2026 →
- Best estimated five-year cost in the lineup is about $6,455 below the similar-vehicle average. Lowest cost to own 2026 →
- AAA estimates $1,491/yr in maintenance for the Compact SUV (Hybrid) class, below the $1,786 average for conventional vehicles.
Limits and cautions
- Reliability is not a standout here: RepairPal 3.0/5.
- Fuel cost lands in the middle of its comparison group rather than standing out.
- EPA estimates this vehicle costs you about $3,500 more over five years in fuel than the average new vehicle.
Comparable models
- Starting MSRP
- $39,900 - $51,900
- EPA Combined MPG
- 26-27 MPG
- NHTSA Safety Rating
- 5-Star (Highest)
- Est. Annual Fuel Cost
- $2,150 - $2,250/yr
- Recalls on File
- No recalls on file
- EPA: vs Avg Vehicle
- $3,000 more over 5 yrs
- Brand Origin
- Sweden
How Safe Is the 2026 Volvo XC40?
The 2026 Volvo XC40 earned the highest possible 5-star overall safety rating from NHTSA. Among SUVs, 82% have earned this top score. Ratings are based on frontal crash, side crash, and rollover resistance tests on production vehicles. Source: NHTSA.
Overall Safety
82% of SUVs share this top rating
| Category | Rating |
|---|---|
| Frontal Crash | |
| Side Crash | |
| Rollover |
Rollover Risk: 16.4%
NHTSA and IIHS test vehicles independently using different crash scenarios. Together, they provide the most complete picture of a vehicle's crashworthiness.
How Did the 2026 Volvo XC40 Perform in IIHS Crash Tests?
IIHS has tested the 2026 Volvo XC40 but did not award a Top Safety Pick designation. Individual test ratings are shown below. IIHS tests complement NHTSA ratings by evaluating different crash scenarios. Source: IIHS.
| Test | Rating |
|---|---|
| Small Overlap Front | G Good |
| Moderate Overlap Front | G Good |
| Side | A Acceptable |
| Seat Belt Reminders | G Good |
IIHS vehicle class: Small SUVs
Beyond crash test performance, the recall record shows whether the manufacturer has identified and addressed any safety-related defects after the vehicle went on sale.
Does the 2026 Volvo XC40 Have Any Recalls?
NHTSA has no recall campaigns on file for the 2026 Volvo XC40. For context, the average SUV has 1.8 recall campaigns. Recalls can be issued at any time as new issues are identified. Source: NHTSA.
No recalls on file with NHTSA
Owner-Reported Problems
NHTSA complaint data is not available for the 2026 Volvo XC40. This does not mean there are no complaints. The model may not yet be tracked in the NHTSA database.
Source: NHTSA Vehicle Complaints Database. Data last refreshed 2026-03-07.
With the safety picture established, the next question is cost. Fuel is typically the largest variable expense for most drivers.
What Is the 2026 Volvo XC40 Fuel Economy?
The 2026 Volvo XC40 achieves up to 27 combined MPG according to EPA testing, with an estimated annual fuel cost of $2,150. That is $442 more per year than the $1,708 average for mid-range SUVs. EPA estimates are based on standardized laboratory tests. Source: EPA (fueleconomy.gov).
Ranges from 26 to 27 combined MPG depending on trim and drivetrain.
| Trim | Combined | City | Highway | Annual Fuel Cost |
|---|---|---|---|---|
| B4 Core | 27 MPG | 25 | 32 | $2,150/yr |
| B5 Core | 26 MPG | 23 | 30 | $2,250/yr |
| B4 Plus | 27 MPG | 25 | 32 | $2,150/yr |
| B5 Plus | 26 MPG | 23 | 30 | $2,250/yr |
| B5 Ultra | 26 MPG | 23 | 30 | $2,250/yr |
| B5 Ultra Black Edition | 26 MPG | 23 | 30 | $2,250/yr |
Fuel is only one part of the ownership cost equation. AAA estimates the full picture: insurance, maintenance, depreciation, and financing.
What Does the 2026 Volvo XC40 Cost to Own?
Estimated 5-year total ownership cost for the 2026 Volvo XC40 ranges from $86,285 to $114,850 depending on trim, based on AAA's Your Driving Costs study for the Compact SUV (Hybrid) class. This includes insurance, maintenance, depreciation, registration, and financing. These are class averages, not specific to this model. Source: AAA.
| Maintenance | $1,491/yr |
|---|---|
| Insurance | $1,771/yr |
| Depreciation | $3,865/yr |
| Registration & Taxes | $779/yr |
| Financing | $1,086/yr |
| Total (excluding fuel) | $10,340/yr |
Total cost varies significantly by trim. The table below breaks down each trim so you can see exactly where your money goes.
How Do the 2026 Volvo XC40 Trims Compare?
The 2026 Volvo XC40 is available in 6 trims, with base prices ranging from $39,900 to $51,900. All trims use a Hybrid powertrain. The table below compares key specifications and costs across all available trims. Prices shown are manufacturer's suggested retail price (MSRP) and do not include destination charges, dealer fees, taxes, or incentives.
| Trim | Base MSRP | Combined MPG | Est. Annual Fuel Cost | Drive Type | Horsepower | Curb Weight | Est. 5-Year Cost |
|---|---|---|---|---|---|---|---|
| B4 Core | $39,900 | 27 MPG | $2,150/yr | FWD | 194 hp | 3,667 lbs | $86,285 |
| B5 Core | $42,600 | 26 MPG | $2,250/yr | AWD | 247 hp | 3,907 lbs | $105,550 |
| B4 Plus | $43,900 | 27 MPG | $2,150/yr | FWD | 194 hp | 3,667 lbs | $90,285 |
| B5 Plus | $47,300 | 26 MPG | $2,250/yr | AWD | 247 hp | 3,907 lbs | $110,250 |
| B5 Ultra | $51,250 | 26 MPG | $2,250/yr | AWD | 247 hp | 3,907 lbs | $114,200 |
| B5 Ultra Black Edition | $51,900 | 26 MPG | $2,250/yr | AWD | 247 hp | 3,907 lbs | $114,850 |
The entry price has decreased $200 since 2024.
New trims since 2024
- B4 Core (added 2026)
- B5 Core (added 2026)
- B4 Plus (added 2026)
- B5 Plus (added 2026)
- B5 Ultra (added 2026)
- B5 Ultra Black Edition (added 2026)
Trims no longer available
- B5 Core Bright (last available 2025)
- B5 Core Dark (last available 2024)
- B5 Plus Dark (last available 2025)
- B5 Plus Bright (last available 2025)
- B5 Ultimate Dark (last available 2024)
- B5 Ultimate Bright (last available 2024)
View full trim timeline (2024–2026)
| Trim | 2024 | 2025 | 2026 |
|---|---|---|---|
| B5 Core Bright | $40,100 26 MPG | $40,650 26 MPG | — |
| B5 Core Dark | $40,100 26 MPG | — | — |
| B5 Plus Dark | $45,000 26 MPG | $45,500 26 MPG | — |
| B5 Plus Bright | $45,000 26 MPG | $45,500 26 MPG | — |
| B5 Ultimate Dark | $48,800 26 MPG | — | — |
| B5 Ultimate Bright | $48,800 26 MPG | — | — |
| B4 Core | — | — | $39,900 27 MPG |
| B5 Core | — | — | $42,600 26 MPG |
| B4 Plus | — | — | $43,900 27 MPG |
| B5 Plus | — | — | $47,300 26 MPG |
| B5 Ultra | — | — | $51,250 26 MPG |
| B5 Ultra Black Edition | — | — | $51,900 26 MPG |
Compare Trim Costs
Select two trims and adjust your driving and financing to see how monthly costs compare. Only costs we can compute from EPA data and your inputs are shown. No estimates, no guesses.
Your driving & financing
Choosing a trim is also about long-term dependability. The section below shows the third-party reliability rating available for this model.
How Reliable Is the 2026 Volvo XC40?
RepairPal rates the 2026 Volvo XC40 at 3.0 out of 5.0 for reliability, which is about average for mid-range SUVs. RepairPal ratings reflect repair frequency and cost data from a network of certified repair shops. Source: RepairPal.
The manufacturer's warranty provides a baseline of coverage. Here is what Volvo includes.
What Warranty Does the 2026 Volvo XC40 Come With?
Volvo provides the following warranty coverage for the 2026 XC40. Warranty terms are published by the manufacturer and apply to all trims. Coverage begins from the date of original purchase. Warranty terms shown here reflect the most recently published manufacturer data.
| Basic Warranty | 4yr/50k |
|---|---|
| Powertrain Warranty | 4yr/50k |
| Corrosion Warranty | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited |
| Complimentary Maintenance | 3yr/36k |
What Are the 2026 Volvo XC40 Specs?
Detailed specifications for the 2026 Volvo XC40 as reported by the manufacturer. Specifications may vary by trim, market, and production date. Source: manufacturer-reported data.
| Engine | 2L I4 |
|---|---|
| Horsepower | 194 - 247 hp |
| Torque | 221 - 258 lb-ft |
| Transmission | 8-speed shiftable automatic |
| Drive Type | Front-Wheel Drive, All-Wheel Drive |
| Fuel Type | premium unleaded (recommended) |
| Fuel Tank | 14.2 gal |
| Length | 174.8 in |
|---|---|
| Width | 76.3 in |
| Height | 65.2 in |
| Wheelbase | 106.4 in |
| Curb Weight | 3,667 - 3,907 lbs |
What Changed for the 2026 Volvo XC40?
- Number of available trims changed
- Pricing changed across one or more trims
- EPA fuel economy ratings changed
- Recall status changed
This page reflects published data from EPA, NHTSA, IIHS, AAA, manufacturers, and selected third-party references for the 2026 Volvo XC40. The trim evolution section above shows how pricing and lineup composition have changed since 2024. All data updates automatically when source agencies publish new information.
2026 Volvo XC40 FAQ
How does the 2026 Volvo XC40 compare to other suvs?
Based on published data, the 2026 Volvo XC40 has a safety grade of B, a fuel cost grade of C, a RepairPal reliability score of 3.0/5, and zero recalls on file. These grades compare it against similar suvs in its price range. No single metric tells the whole story, so we recommend reviewing each section on this page. See our Safest SUVs 2026 list.
Which 2026 Volvo XC40 trim has the lowest ownership cost?
Among 6 available trims, the B4 Core has the lowest estimated five-year ownership cost at $86,285, starting at $39,900 MSRP. The most expensive trim to own is about $114,850. See the full trim comparison table above for a side-by-side breakdown.
How much does 2026 Volvo XC40 insurance cost?
AAA estimates the annual insurance cost for the Compact SUV (Hybrid) class at $1,771 per year, or about $148 per month. This is a class-level average, not specific to the 2026 Volvo XC40. Your actual premium will depend on your driving history, location, and coverage choices. Source: AAA Your Driving Costs study.
How much does 2026 Volvo XC40 maintenance cost per year?
AAA estimates average annual maintenance for the Compact SUV (Hybrid) class at $1,491 per year. This covers routine services, wear items, and unscheduled repairs. Combined with insurance ($1,771/yr) and depreciation ($3,865/yr), total non-fuel ownership costs run about $10,340 per year. These are class averages from the AAA Your Driving Costs study.
How fast does a 2026 Volvo XC40 depreciate?
AAA estimates the Compact SUV (Hybrid) class depreciates about $3,865 per year, or roughly $19,325 over five years. On a base MSRP of $39,900, that represents about 48% of the purchase price. These are class averages and actual depreciation varies by trim, condition, mileage, and market demand. Source: AAA.
How much will I spend on gas with a 2026 Volvo XC40?
The most efficient 2026 Volvo XC40 trim costs an estimated $2,150 per year in fuel, or about $179 per month, based on EPA ratings and national average fuel prices. That is about $442 more than the average for similar suvs. See our Cheapest SUVs to fuel 2026 list.
What vehicles compete with the 2026 Volvo XC40?
Based on price range, body type, and segment positioning, the closest competitors to the 2026 Volvo XC40 include 2026 Lincoln Corsair, 2026 Tesla Model Y, and 2026 Jeep Grand Cherokee L. Each of those pages includes the same safety, fuel cost, reliability, and recall data so you can compare directly. Browse all 2026 SUVs.
What changed on the 2026 Volvo XC40 from last year?
Compared to the previous model year, 6 new trims were added, 6 trims were dropped, and the entry price decreased by $200 for the Volvo XC40 lineup. See the trim evolution timeline above for full year-by-year pricing and availability details.
How much does a 2026 Volvo XC40 cost per month to own?
Excluding your car payment, estimated monthly costs for the 2026 Volvo XC40 include about $862 for insurance, maintenance, depreciation, and fees, plus roughly $179 for fuel. That puts non-payment running costs around $1,041 per month. These are estimates based on AAA class averages and EPA fuel data. Actual costs depend on your driving, location, and coverage.
Is the 2026 Volvo XC40 a hybrid?
Yes, the entire 2026 Volvo XC40 lineup uses a hybrid powertrain across all 6 trims. The most efficient trim has an estimated annual fuel cost of $2,150. Hybrid powertrains combine a gas engine with an electric motor for improved fuel efficiency. See our Hybrid SUVs 2026 list.
Compare to Similar Vehicles
Other Model Years
Data on this page is compiled from government agencies and independent research organizations. It is provided for informational purposes only and does not constitute financial, purchasing, or safety advice. Verify all data with the original source before making decisions.