Lowest Monthly Cost Cars for 2026

The 2026 Toyota Prius has the lowest estimated monthly cost at $852 per month, including fuel, insurance, depreciation, and maintenance. Base prices start at $22,600.

Top-Ranked Result

2026 Toyota Prius

$852 per month estimated ownership cost

$28,550 starting MSRP, 54-57 MPG

How this list is generated

Model year: 2026. Data is updated when source agencies publish new information.

$23k–$99kPrice Range
12Brands
45-Star Rated
$750Lowest Fuel Cost

Showing 30 of 269 vehicles

Common Questions

What is the cheapest new car to own per month in 2026?

The 2026 Toyota Prius has the lowest estimated monthly ownership cost at $852 per month for 2026. This estimate includes fuel, insurance, depreciation, maintenance, registration, and financing based on AAA data.

What is included in monthly ownership cost?

Monthly ownership cost includes the estimated monthly share of fuel, insurance premiums, depreciation, scheduled maintenance, registration and taxes, and financing costs. It does not include the monthly car payment itself, since that depends on individual loan terms. These estimates are based on AAA annual ownership cost data.

Which brands have vehicles on this list?

12 brands are represented: Audi, BMW, Dodge, Honda, Hyundai, Kia, Lexus, Mercedes-Benz, and 4 more. Rankings are based on EPA, NHTSA, IIHS, AAA, and RepairPal data, not editorial opinion.